Predictive modeling – does it affect me?
Predictive modeling describes how insurance companies develop rates that match individual risk traits to expected losses. Companies utilizing good predictive models have a distinct advantage over those...
View ArticleThe Challenges of Enitlement Reform
The economic challenge of entitlement reform is clear: entitlements are growing more rapidly than our economic growth is capable of paying for. Consider the federal government’s 2012 budget: the...
View ArticleTax changes from a small business owner’s perspective
With the election behind us and the fiscal cliff ahead of us talk is heating up about taxes and whether to increase taxes on the rich. As a business owner who competes every day for survival I have a...
View ArticleMy experience with jury duty
For years, i considered jury duty an imposition, a waste of my time, best avoided when possible. Then a few years ago, i was called and couldn’t get out of it. That experience changed my perspective...
View Article